FAQs About Bankruptcy

Get your fresh start!

Our local team of bankruptcy attorneys can help you get the fresh start you are looking for. We can help you evaluate your options and choose the bankruptcy or debt relief options that are best for you. Individuals seeking our assistance often ask these questions:

  • Your credit report will reflect the bankruptcy filing for 10 years after you file for Chapter 7 bankruptcy.
  • Your credit report will reflect the bankruptcy filing for seven years after you file for Chapter 13 bankruptcy.

Can Creditors Call Me After Bankruptcy?

No. This will allow you relief from the constant calls and letters while you begin your fresh start.

What Documents Do I Need When Meeting With My Attorney?

  • Six months of paycheck stubs
  • Past two filed tax returns
  • All documents relating to retirement accounts
  • Any documents you have questions about

What Must I Do Before Filing Bankruptcy?

You must complete a course required by the courts in budgeting and credit counseling. It is important to have this completed as soon as possible. Our firm provides easy access to online courses and can walk you through the process.

Will Bankruptcy Wipe Out All Of My Debts?

Yes, with a few exceptions. A few of the major exceptions are child support, taxes, student loans and criminal restitution. However, some taxes are dischargeable. It is important to have a knowledgeable and experienced bankruptcy attorney to review your case to best advise you of your options.

How Will I Know If Bankruptcy Is The Right Choice?

Our firm offers a wide variety of debt relief solutions. This allows us to evaluate your individual situation and recommend a solution that is best for you. You will not be left wondering what other options may be available for you.

What Is The Means Test?

This is the calculation that is done to determine the chapter of bankruptcy you are eligible to file. Our experienced attorneys will walk you through the calculations at your initial consultation.

How Much Debt Do I Need To Have To File For Bankruptcy?

There is no minimum to the amount of debt you must have to file. You also do not need to be current or delinquent in the payment of your debt. The best time to review your financial options is now. Most wish they came to us sooner because the options we provided eased their stress and gave them their fresh start.

Contact Us For Assistance

If you are experiencing a financial setback and need debt relief, it’s imperative to contact an experienced lawyer. Call the Greensburg, Pennsylvania, law office of Bononi & Company, P.C., at 724-832-2499, chat or email to schedule an appointment. We offer free consultations in bankruptcy and debt relief cases.

We are a debt relief agency. We help people file for relief under the Bankruptcy Code.


The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. We invite you to contact us and welcome your calls, letters and electronic mail. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.

Privacy Policy

This privacy policy discloses the privacy practices for www.bononiandbononi.com. This privacy policy applies solely to information collected by this web site. It will notify you of the following:

  1. What personally identifiable information is collected from you through the web site, how it is used and with whom it may be shared.
  2. What choices are available to you regarding the use of your data.
  3. The security procedures in place to protect the misuse of your information.
  4. How you can correct any inaccuracies in the information.

Information Collection, Use, and Sharing 
We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contact from you. We will not sell or rent this information to anyone.

We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary.

Unless you ask us not to, we may contact you via email in the future to tell you about specials, new products or services, or changes to this privacy policy.

Your Access to and Control Over Information 
You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number given on our website:

  • See what data we have about you, if any.
  • Change/correct any data we have about you.
  • Have us delete any data we have about you.
  • Express any concern you have about our use of your data.

We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline.

We also protect your information offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment.


Our Privacy Policy may change from time to time and all updates will be posted on this page.

If you feel that we are not abiding by this privacy policy, you should contact us immediately via telephone at 412-832-2499