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Pittsburgh Credit Card Defense Lawyers

Get Credit Card Lawsuit Help Today

If you have been sued by a credit card company, original creditor (Discover, Citibank, Synchrony Bank, TD Bank, etc.) or a debt buyer (LVNV Funding, Midland Funding, Portfolio Recovery Associates, Zwicker & Associates, Weltman, Weinberg & Reis) or any of the many other debt buyers and collectors we can help.  Our Pittsburgh Debt Defense Attorneys are experienced in dealing with these creditors.  We defend lawsuits filed at the Magistrate or in the Allegheny County Court of Common Pleas.  

Our Pittsburgh Credit Card Lawyers make it easy to get our help, in three easy steps.  Step One – if you received our flier or came to this website, we offer a free consultation to anyone being sued by a credit card company, debt buyer, or has credit card debt.  Step Two, after our consultation, if you decide you want our team to represent you, we provide you a clear and simple agreement detailing all of our fees and payment plan options.  Step Three, we take it from there.  We immediately begin implementing the debt defense strategy we discussed during our consultation.  

Our Pittsburgh Team fights to have the lawsuit dismissed or the debt amount reduced.  If we can’t have a debt thrown completely out, we oftentimes are able to settle the debt, with a payment plan, at a fraction of the original amount.  Our goal is to have you pay nothing to the creditor or a significantly reduced amount.  Our team has been assisting clients all over Western Pennsylvania since 1985.  

If you have been sued for a debt we offer free consultations with our Pittsburgh Credit Card Lawyers.  We offer affordable, cost-effective representation against the harassment of the debt collectors and credit card companies.  Our Pittsburgh Debt Defense Team offers payment plans for all debt relief services.  It is important to have a knowledgeable and experienced attorney with an affordable payment plan.  

Our experience has shown us that most of our clients, who have been sued for an unpaid debt, have actually repaid a significant portion of the debt they originally borrowed from the creditor.  However, with sky high interest rates and an unwillingness to negotiate, the credit card companies and other debt buyers have increased the balance so high that it is impossible to catch up on your own.  Our Pittsburgh Debt Relief Team will help you to defend yourself and negotiate a repayment plan if necessary.  The banks and lenders have attorneys fighting for them and you should have a knowledgeable and experienced attorney on your side.  

When you hire our Pittsburgh Credit Card Defense Team we investigate your case.  We review your options with you and determine the best course of action for you.  As a Pittsburgh Law Firm we can offer many debt solution options for you.  We are not limited, like many others, to only defending a lawsuit, settling it, negotiating the debt, or filing bankruptcy.  We can offer you all of these options.  So you know that you are getting the best debt relief option for you.  

How to Defend a Credit Card Lawsuit in Pittsburgh

Defending a credit card lawsuit can be a complex process, and the strategies you may use will depend on the specific circumstances of your case. However, here are some general tips that will be helpful:

  1. Respond to the lawsuit: If you’ve been sued by a creditor, it’s important to respond to the lawsuit promptly. In most cases, you will have a certain amount of time (usually 20-30 days) to respond to the complaint.  An Answer should be filed at the Allegheny County Clerk of Court Records.  If you fail to respond within this time frame, the creditor may win the case by default.
  2. Review the complaint: Carefully review the complaint and all of the documents that the creditor has filed with the court. Look for any discrepancies or errors in the documentation, such as incorrect or outdated information.  Our Pittsburgh Credit Card Debt Defense Team can help you today.
  3. Seek legal advice: Consider consulting with an attorney who has extensive experience in debt collection defense. An experienced attorney can help you understand your options and develop a strategy for defending against the lawsuit.  Call our Pittsburgh Debt Defense Team to make sure your rights are protected.  Our team has experience defending cases in the Allegheny County Court of Common Pleas or the magistrates throughout the county.  
  4. Challenge the creditor’s evidence: If the creditor is unable to produce sufficient evidence to prove that you owe the debt, you may be able to challenge the lawsuit on this basis. You may also be able to challenge the admissibility of any evidence that the creditor has presented.  Our experienced Pittsburgh Team of Debt Defense Attorneys can prevent the credit card companies and debt buyers from failing to comply with the required court rules.  
  5. Negotiate a settlement: If you are unable to successfully defend against the lawsuit, you may be able to negotiate a settlement with the creditor. This could involve paying a reduced amount or setting up a payment plan.  Our team can negotiate a favorable settlement of the debt claim with a debt buyer or original creditor.  A negotiated settlement from our skilled team in Pittsburgh can save you hundreds or thousands of dollars.  
  6. Attend court hearings: If your case goes to trial, it’s important to attend all court hearings and be prepared to present your case. Be sure to bring any relevant documentation or evidence with you.  Many times, if you hire our credit card defense team, you will be able to avoid having to go to court.  

 

Remember, defending a credit card lawsuit can be a complicated process, and the outcome will depend on the specific facts of your case. It’s important to seek legal advice and explore all of your options for resolving the matter.  Our Pittsburgh team of Credit Card Defense Attorneys offers free consultations and affordable payment plans for all debt relief services. 

What To Do With A Credit Card Lien?

If you have a credit card debt lien against you, it means that a debt buyer or original creditor has a legal claim against your property or assets for a debt or obligation that you owe. The lien holder has the right to collect the debt by seizing or selling the property if you fail to pay the debt.

The consequences of having a lien against you can be serious, as it can affect your ability to sell or refinance the property that is subject to the lien. The lien holder may also be able to garnish your wages or bank accounts to collect the debt.

In order to remove a lien against you, you will typically need to pay off the debt or negotiate a settlement with the lien holder. You may also be able to challenge the validity of the lien if you believe it was placed on your property improperly.  Our team of experienced debt relief attorneys in Pittsburgh can help you fight the lien or settle it for less than you owe.  

It is important to address a lien against you as soon as possible, as it can negatively impact your credit score and financial standing. Consulting with a Pittsburgh Debt Lawyer can be helpful in understanding your options and developing a plan to address the lien. We offer free personalized consultations to review all of your debt relief options. 

Is It Expensive to Hire a Pittsburgh Credit Card Defense Lawyer?

Our Pittsburgh Credit Card Defense Team offers free consultations.  We also offer affordable, low initial payment plans for all of our debt relief options. 

Choosing a credit card attorney can be an important decision if you are facing issues with your credit card debt or credit report. Here are some tips to help you choose a credit card defense attorney:

  1. Look for experience: Look for an attorney who has experience in dealing with credit card cases. Check their website or online profiles to see if they specialize in credit card law or have experience in similar cases. Our Pittsburgh team represents clients throughout Western Pennsylvania.  
  2. Check credentials: Make sure the attorney is licensed and in good standing with the bar association in your state. You can check this information on the bar association’s website or by contacting them directly.  
  3. Read reviews: Look for reviews or testimonials from previous clients. This can give you an idea of how the attorney works and the results they have achieved.
  4. Consultation: Schedule a consultation with the attorney to discuss your case and get a sense of their communication style and approach. Ask questions about their experience, fees, and strategy for your case.  We offer free consultations for all debt relief options. 
  5. Fee structure: Ask about the attorney’s fee structure and how they charge for their services. Some attorneys charge a flat fee, while others charge hourly. Make sure you understand their fees and any additional costs before you hire them.  We offer convenient payment plans and transparent fee agreements for all of our clients.
  6. Comfort level: Ultimately, you want to choose an attorney who makes you feel comfortable and confident in their ability to represent you. Choose an attorney who you trust and feel is genuinely interested in your case.  You can trust our Pittsburgh credit card defense attorneys to have the experience you need to achieve the best results for you and your family.

Trust Us To Restore Financial Stability

Debt is stressful. We offer reasonable legal fees and payment plans to all of our debt relief and bankruptcy clients.

To learn more about your debt relief options call at 724-832-2499, email or chat.

We are a debt relief agency. We help people file for relief under the Bankruptcy Code.

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Bononi & Company, P.C. – Greensburg Office

20 N Pennsylvania Avenue Suite 201
Greensburg, PA 15601
Phone: 724-832-2499
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Bononi & Company, P.C. – Pittsburgh Office

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Pittsburgh PA 15219
Phone: 412-832-0606

 

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Latrobe, Pennsylvania 15650

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Johnstown, Pennsylvania 15901
 
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