STOP a Mortgage Foreclosure and Keep Your Home


stop foreclosure sign

If your home is at risk of foreclosure, the problem must be taken care of immediately and with the utmost care. By taking the proper steps, this situation can often be averted. If your home is at risk of foreclosure, a few things you can do to save your home include:

1.Mortgage Modification

A mortgage modification is an option which allows a homeowner to renegotiate their mortgage. It allows a person or family to catch up on any arrearages or reduce your interest rate. Oftentimes, during successful mortgage modification, you are able to reduce your overall monthly mortgage payment or reduce the interest rate on your mortgage. We know that this can be a stressful and time-consuming process, so it’s important to have an experienced team walk you through the mortgage modification process. 

2. Chapter 13 bankruptcy

Filing for chapter 13 bankruptcy will allow you to stop foreclosure immediately. It also allows you to force the bank to allow you to begin making your regular monthly mortgage payments. You’ll have a 36 to 60 month time frame to repay any arrearages that have accrued on your mortgage. The mortgage company must accept this arrangement. 

3. Refinance or get a special forbearance granted on your mortgage

If you refinance your mortgage loan, you’ll have the entire new mortgage to allow you to continue to make payments. A forbearance is when a mortgage company allows you to temporarily suspend your mortgage payments for a specified period of time or pay your mortgage at a lower rate. These deferred payments will then be added to the end of your mortgage, allowing you to bring your mortgage current again.

It is important if you’ve fallen behind on your mortgage payments, you act quickly; every day you remain delinquent. The mortgage company continues to add fees, costs, and other expenses to your loan. Remaining delinquent on your loan will start to lower your credit score. 

If you are ready to pay down your debt at a rate you can afford, while keeping your financial future intact, Chapter 13 bankruptcy may be right for you. We are ready to help you decide. Contact us today at 724-972-4180, chat or email to schedule an initial consultation. In bankruptcy cases, we provide free consultation.


The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. We invite you to contact us and welcome your calls, letters and electronic mail. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.

Privacy Policy

This privacy policy discloses the privacy practices for www.bononiandbononi.com. This privacy policy applies solely to information collected by this web site. It will notify you of the following:

  1. What personally identifiable information is collected from you through the web site, how it is used and with whom it may be shared.
  2. What choices are available to you regarding the use of your data.
  3. The security procedures in place to protect the misuse of your information.
  4. How you can correct any inaccuracies in the information.

Information Collection, Use, and Sharing 
We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contact from you. We will not sell or rent this information to anyone.

We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary.

Unless you ask us not to, we may contact you via email in the future to tell you about specials, new products or services, or changes to this privacy policy.

Your Access to and Control Over Information 
You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number given on our website:

  • See what data we have about you, if any.
  • Change/correct any data we have about you.
  • Have us delete any data we have about you.
  • Express any concern you have about our use of your data.

We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline.

We also protect your information offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment.


Our Privacy Policy may change from time to time and all updates will be posted on this page.

If you feel that we are not abiding by this privacy policy, you should contact us immediately via telephone at 412-832-2499