2023 Resolution? Review Your Car Insurance Policy

Handling personal injury cases, I am constantly reviewing my clients’ car insurance policies. Most of the time, I review these policies after the accident occurred. The problem is that if there is an issue with their insurance, it’s too late to do anything about it.

Pennsylvania has minimum car insurance requirements. These minimum lability insurance policies hardly insure anything. ”Liability Insurance” means that if you are at fault for the accident, the insurance policy will cover the amount on your policy. For instance, Pennsylvania requires that a motor vehicle be insured in the amount of $15,000 for injury or death of one person in an accident. So, if you have a liability policy in the amount of $15,000, and you cause an accident that results in someone’s death, your car insurance will only cover $15,000. I have handled these types of cases and it should be no surprise that $15,000 comes nowhere close to compensating the families who lost a loved one. You could be on the hook for millions of dollars!

Pennsylvania does NOT require uninsured motorist or underinsured motorist coverage. If you are able, you want to make sure that you have these. For example, If you are seriously injured and the driver of the at fault car only had liability insurance in the amount of $15,000, the underinsured motorist coverage would cover that amount in excess of the $15,000. Your own insurance policy would cover someone else’s liability for your injuries. If you had a $100,000 underinsured motorist policy, then you could receive the $15,000 AND the $100,000. These policies are ESSENTIAL (and many states REQUIRE them).

If you live in Southwestern Pennsylvania and have questions about what your car insurance does or does not cover, I’d be happy to review your policy with you. As a personal injury attorney, part of my job is making sure that my clients understand what could happen in a car accident.

You can call me at 724-832-2499, text me at 724-858-2744, or schedule an appointment at our Greensburg office, Latrobe office, or Johnstown office.


Marco F. Sylvania, Esquire


The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. We invite you to contact us and welcome your calls, letters and electronic mail. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.

Privacy Policy

This privacy policy discloses the privacy practices for www.bononiandbononi.com. This privacy policy applies solely to information collected by this web site. It will notify you of the following:

  1. What personally identifiable information is collected from you through the web site, how it is used and with whom it may be shared.
  2. What choices are available to you regarding the use of your data.
  3. The security procedures in place to protect the misuse of your information.
  4. How you can correct any inaccuracies in the information.

Information Collection, Use, and Sharing 
We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contact from you. We will not sell or rent this information to anyone.

We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary.

Unless you ask us not to, we may contact you via email in the future to tell you about specials, new products or services, or changes to this privacy policy.

Your Access to and Control Over Information 
You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number given on our website:

  • See what data we have about you, if any.
  • Change/correct any data we have about you.
  • Have us delete any data we have about you.
  • Express any concern you have about our use of your data.

We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline.

We also protect your information offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment.


Our Privacy Policy may change from time to time and all updates will be posted on this page.

If you feel that we are not abiding by this privacy policy, you should contact us immediately via telephone at 412-832-2499