If these issues sound familiar, it may be time for bankruptcy

When a person is too close to a situation, it can sometimes be difficult to know how to best handle it. For example, many Pennsylvania residents may struggle with serious financial issues, but they may not be able to see that the problem will only continue to get worse and that their options for handling their debt on their own have dwindled. As a result, they may need to look at the signs that could point to a need for bankruptcy to determine whether they may fit.

Financial burdens can take a toll on anyone, and even when they are struggling significantly, people often think that they can get out from under their debt problems. However, if any of the following details apply to a person’s ordeal, it may be time to look closer at getting help:

  • Multiple credit cards have been maxed out, and interest continues to accrue at a high rate.
  • The amount of debt a person has far exceeds his or her assets.
  • A person has no more property to liquidate.
  • A person has taken on another person’s debt due to cosigning a loan that the other person defaulted on.
  • A person loses his or her job and is unable to find employment at all or employment at the same high income level that would allow for the maintenance of a current lifestyle.
  • A person accumulated extensive medical bills and cannot pay them.

Any of these issues can result in a person not having financial freedom. Parties may face creditor calls, collection efforts, wage garnishment and other issues that could negatively affect their lives in many ways. Fortunately, debt relief could help by stopping creditor calls, determining the most viable route for handling debt and providing a fresh start for financial stability.

If Pennsylvania residents are interested in getting their financial affairs back on track, they may want to consider gaining more information on personal bankruptcy. This is not the answer for everyone, but it could help qualifying parties get back in control. Attorneys experienced in this area of law could assist interested individuals with exploring their available options.


The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. We invite you to contact us and welcome your calls, letters and electronic mail. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.

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