Key considerations for your estate plan in Pennsylvania

You want to make sure that you are providing for your loved ones, even after you are gone. A sound estate plan may help to create that security.

It is important to know the various aspects of an estate plan and the benefits of each so that you may compose the best plan for your situation. There are a few key considerations for an estate plan in Pennsylvania.


Most people are aware of and familiar with the concept of creating a will. A last will and testament is a document that you can use to denote how to divide property and assets amongst your beneficiaries. However, that is not the only will that you should consider. A living will may also be beneficial. In the case that you suffer from certain debilitating conditions, such as permanent unconsciousness or an end-stage medical condition, a living will states your desire to receive life-sustaining treatment or not.

Beneficiary designations

Along with making designations within the will, it is important that you also name appropriate beneficiaries on other documents. There are certain accounts that require separate designations, such as:

  • Life insurance policies
  • IRAs
  • 401(k)s
  • Retirement plans

You should ensure that you properly note the set beneficiaries and keep them up to date across all documents.

Power of attorney

The designation of power of attorney is very important. This agent gains control of your estate in the case that you pass or become incapacitated. There are certain responsibilities that the chosen person must fulfill, which the Pennsylvania power of attorney laws denote. Outside of being able to fulfill the legal duties, the power of attorney should be someone that you trust to respect your wishes as detailed in the estate plan.

A proper plan takes intentional planning and attention to detail. If you are creating an estate plan or revising an old one, take the time to ensure that you address every relevant aspect of your wishes.


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