Are You Looking For A PA Credit Card Debt Lawyer?

Have you been sued by a credit card company or debt collector? Are you looking for a credit card debt lawyer?

Our team of experienced lawyers can help by offering affordable lawsuit defense.  We defend consumers against Discover, Capital One, Cavalry, Portfolio Recovery, Midland Credit Management, Unifund, Velocity, Second Round Sub, and all other creditors and debt buyers. 

Our firm has the experience to take on the debt collectors and credit card companies.   We have successfully resolved debt for clients across Western Pennsylvania.  We pride ourselves in communicating with our clients and explaining the entire legal process to them.  Our goal is to save you money.  Our fees are a reflection of this goal.  Whether we defend against a credit card lawsuit, help you negotiate the lowest possible settlement, or turn the tables and sue your creditor for violations of the law we make sure it is in your best financial interest.  With low attorney’s fees and payment plans we can help you get the financial freedom you are looking for and protect your credit for the future. 

When you call our office to decide if you want to hire us, we will give you the exact cost of our services and the payment plans available.  We never have any hidden costs.  We know that our firm can help you resolve your debt and we want to provide you with affordable, trusted, and local debt relief services. 

It is important to act quickly when a creditor files a lawsuit against you.  The creditors hope that you do not do anything when they start the case against you.  This allows them to win the case and get a judgment, even if they don’t have any proof that you owe them money or if they validly purchased the debt they say you owe.

Our team is experienced in helping individuals with debt who are going through a divorce or are recently divorced. Our team can also help you with medical bills, household credit card bills, personal loans, repossessions and other debt which is preventing you from moving forward in your life.

Let us fight for you.  When you hire our law firm, you can:

  • Avoid dealing with harassing debt collectors or credit card companies yourself;
  • Avoid going to Court;
  • Avoid worrying or learning the legal procedures;
  • Save money and make affordable monthly payments. 

We can:

  • Stop a judgment against you;
  • Validate your debt before you settle;
  • Settle your debt for a fraction of the amount the creditor wants;
  • Protect your credit report from judgments that can hurt your credit score;
  • Prevent your bank account from being frozen;
  • Protect your property from a Sheriff Sale.
Attorney Corey Sacca

Let Corey Sacca, Esq. help with your credit card debt lawsuit case today!

To learn more about your debt relief options from Corey, call at 724-832-2499email, chat or fill out the form from the button below:

What Are The Steps of a Credit Card Lawsuit?

First Step: The credit card suit will start with the filing of a Complaint.  A complaint is essentially the creditor’s description of the amount they allege you owe.  This complaint, for a credit card case, can be filed at a local magistrate or at the Court of Common Pleas. 


Options when defending a credit card lawsuit:

  1. Preliminary Objections – File preliminary objection to credit card complaint. This is a legal document that tells the court we do not think the creditor has the facts, information, or documents to prove the debt or that they are correctly suing for the debt.
  2. Answer the Complaint – Provides a response to the credit card company about the allegations made against you by the credit card company, debt collector, or debt buyer.
  3. Attend the Hearing – We go to the hearing on your behalf, you do not need to attend. This is part of the strategy to defend you against the credit card lawsuit.  One of the biggest mistakes made by people is attending the hearing themselves.  Attending the hearing yourself can be the reason you lose the case and a judgment is placed against you. 

Is a Credit Card Suit Complicated?

It can be.  As your credit card debt lawyer, we can make it easy for you.  We handle your case from the second you hire us.  We notify the creditor and notify the court.  We prepare all of the required documents.  We go to the hearing or arbitration.  We call the creditor and communicate with you directly.  This way you do not have to call the court or the creditor.  You also, most likely, do not even have to go to court.

Your credit hopes you do not hire us.  This is because if you decide to defend yourself, you may not have the same defenses as if you have a lawyer go to the hearing for you.  You essentially will be a witness against yourself.

Is a Credit Card Debt Lawyer Expensive?

With our services, the cost is always a fraction of your debt.  If you call your creditor to make a lump sum payment or monthly payments to pay the balance, you will pay more money than what we charge for our services.  Our fees are always disclosed to you upfront and in writing.  All of our fees for credit card defense allow you to make low monthly payments.  This allows you to pay us over time.  We do this to allow you to get experienced legal representation.  The credit card company will have a lawyer protecting their interests its time you did too. 

If you want to defend, settle, or negotiate with your creditor we offer payment plans.  We will review your situation with you and provide you a personalized debt relief plan. 

Do You Do Free Consultations for Credit Card Lawsuits?

Our firm offers free consults in credit card debt lawsuit cases.  We offer convenient appointments in our offices in Greensburg, Latrobe, Johnstown, and Irwin.  We review the case filed against you and your current financial situation.  We are able to tailor your defense to you and your goals.  We are able to provide you upfront estimate of fees and a timeline. 

With your goals in mind, we provide you all of your debt relief options.  As a law firm that can defend a credit card case, negotiate the settlement of a judgment, or even file a bankruptcy if necessary why hire a firm that can only provide one of these options.  We are with you from the first time you call until the end of your case.  Since we are local we are familiar with the local courts unlike the national companies that will treat you like a number and won’t offer you tailored advice to your needs.  Call our office, its free and there is no obligation. 

Trust Us To Restore Financial Stability

Debt is stressful. We offer reasonable legal fees and payment plans to all of our debt relief and bankruptcy clients.

To learn more about your debt relief options call at 724-832-2499email or chat. We offer convenient morning, afternoon and evening appointments. Located in Greensburg, Pennsylvania.

We are a debt relief agency. We help people file for relief under the Bankruptcy Code.


The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. We invite you to contact us and welcome your calls, letters and electronic mail. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.

Privacy Policy

This privacy policy discloses the privacy practices for www.bononiandbononi.com. This privacy policy applies solely to information collected by this web site. It will notify you of the following:

  1. What personally identifiable information is collected from you through the web site, how it is used and with whom it may be shared.
  2. What choices are available to you regarding the use of your data.
  3. The security procedures in place to protect the misuse of your information.
  4. How you can correct any inaccuracies in the information.

Information Collection, Use, and Sharing 
We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contact from you. We will not sell or rent this information to anyone.

We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary.

Unless you ask us not to, we may contact you via email in the future to tell you about specials, new products or services, or changes to this privacy policy.

Your Access to and Control Over Information 
You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number given on our website:

  • See what data we have about you, if any.
  • Change/correct any data we have about you.
  • Have us delete any data we have about you.
  • Express any concern you have about our use of your data.

We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline.

We also protect your information offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment.


Our Privacy Policy may change from time to time and all updates will be posted on this page.

If you feel that we are not abiding by this privacy policy, you should contact us immediately via telephone at 412-832-2499