We can negotiate your credit card debt and we can settle your debt for less than the credit card company or debt collector is asking for. We help clients reduce their interest rates and lower their payments.
It is never too late to reach out to the creditor to negotiate a better deal. Our team has the experience necessary to evaluate your financial situation and repayment and settlement options. This helps you determine your best course of action to become debt free.
Even if a creditor has a judgment against you we can negotiate with them to remove the judgment. This often comes up when a client goes to sell a home or get a loan and they find out that a credit card company has placed a judgment against them. We can move quickly to lower the payment or resolve the debt altogether.
So not only can we help you negotiate with the credit card company, we can save you money on your payments and interest. We can provide insight into how the credit card companies evaluate settlements and what your creditors expect during the process. We handle all of the negotiations and get all of the settlements in writing to make sure you are protected moving forward.
If you have any questions about the topic discussed in this article, or any bankruptcy law matter, please give us a call at Bononi & Company 724-832-2499.